Helping improve financial literacy.

General Advice Disclaimer

Category: United States

  • 🛢️ Middle East Tensions Unsettle Markets

    Over the weekend, U.S. and Israeli forces launched major attacks on Iran, reportedly killing the country’s Supreme Leader Ayatollah Ali Khamenei and several senior officials. Iran has retaliated with missile and drone strikes across the region.  Market Reaction: Higher energy prices can feed into broader inflation, making it less likely the Federal Reserve will cut interest rates soon â€” a…

  • đź§  What Happened This Week: Money & Markets

    Stay informed with this weekly money and markets update on inflation, interest rates, credit card debt, student loans, 401(k)s, pensions and global news.

  • What is GDP?

    GDP measures a country’s total output and is calculated using the expenditure approach. Key components include household spending (consumption), business investments, government expenditures, and net exports. These factors drive economic growth and investor confidence.

  • Rates, Tariffs & Retirement Crosscurrents

    Inflation data from the U.S. Bureau of Labor Statistics later this week will significantly influence market sentiment and economic policy decisions. With mortgage rates still elevated and credit card APRs near multi-decade highs, investors need to closely watch how these factors shape the financial landscape.

  • President Trump’s Tariff Changes: Who they’ll affect the most, and why it matters for you.

    What Happened Over the Weekend 🧑‍⚖️ 1. Supreme Court Strikes Down Previous Tariffs On Friday, the U.S. Supreme Court ruled that many of the tariffs former President Trump had unilaterally imposed under the International Emergency Economic Powers Act (IEEPA) were illegal because that law does not give the president authority to levy broad trade tariffs. Responding to the ruling, U.S. Customs and Border…

  • What Personal Finance Savvy Looks Like in 2026

    Staying financially literate isn’t just about knowing how to balance a budget — it’s about understanding how economic shifts, policy updates, and investor behavior affect your money in real time. Over the past day or two, several developments in the world of personal finance have emerged that are worth your attention — whether you’re planning for retirement,…

  • How I Built 780+ Credit Score in the US as an New Immigrant Without A Job

    How I Built 780+ Credit Score in the US as an New Immigrant Without A Job

    PLEASE CLICK HERE TO SUBSCRIBE TO MY YOUTUBE CHANNEL @MoneyWithJames #Money #Education #StockMarket #RealEstate #Learning #Finance #Investing #Learn #Wealth Questions Answered in Today’s Post and Video 1) How do I build great credit in the US? 2) How long does it take to build great credit in the US? 3) What do you need to…

  • Trump’s Safety Net Is Definitely In Play

    Trump’s Safety Net Is Definitely In Play

    PLEASE CLICK HERE TO SUBSCRIBE TO MY YOUTUBE CHANNEL @MoneyWithJames #Money #Education #StockMarket #RealEstate #Learning #Finance #Investing #Learn #Wealth In recent weeks, since Liberation Day on April 2nd, we have quite clearly seen that Trump, got to love him, is still very concerned about how the market responds to his policies.  In other words, what most…

  • Should You Buy The Trump Tariff Dip Today?  Stock Market Pullback My Initial Thoughts

    Should You Buy The Trump Tariff Dip Today?  Stock Market Pullback My Initial Thoughts

    PLEASE CLICK HERE TO SUBSCRIBE TO MY YOUTUBE CHANNEL @MoneyWithJames #Money #Education #StockMarket #RealEstate #Learning #Finance #Investing #Learn #Wealth After’s Trump’s tariff speech last night the S&P500 crashed over 4% in afterhours trading.  It looks poised to open down about 3% today.  This brings the 2025 market pullback to over 6% and about 10% since Trump’s inauguration…

  • Why Did Tech and Nvidia Sell Off?  How To Understand What To Do In A Market Crash?  Buy The Dip?

    Why Did Tech and Nvidia Sell Off?  How To Understand What To Do In A Market Crash?  Buy The Dip?

    PLEASE CLICK HERE TO SUBSCRIBE TO MY YOUTUBE CHANNEL @MoneyWithJames #Money #Education #StockMarket #RealEstate #Learning #Finance #Investing #Learn #Wealth Yesterday, Monday, January 27th 2025, we saw a significant pullback in many of the major tech high flyers, led primarily by NVDA (down 12.5% on the open and down 17% on the close, which is a serious…